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Insurance Services

What Is Landlord Insurance?

Landlord insurance is insurance cover for property owners who are leasing a property to tenants. You are still responsible for responding to day-to-day maintenance requests and even emergency property maintenance – landlord insurance is designed to protect you from negligent tenants, malicious behaviour and damage.

Landlord insurance can cover you in case of:

  • Theft by the tenant or their guests
  • Malicious damage by tenants or their guests
  • Legal expenses if you take action against a tenant
  • Liability if a claim is made against you
  • Loss of rent if the tenant defaults on their payments or vacates early.